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How Millionaires Live

How Millionaires Live

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How Millionaires Live
How Millionaires Live
  • ZIP Codes: Where the Wealthy Live
    Homes & Places

    ZIP Codes: Where the Wealthy Live

    ByLogan Pierce May 13, 2026October 1, 2026

    Two rankings compete for ‘wealthiest ZIP code’ — sale price and income — and they barely overlap. Here is how each works in 2026, with the new top 10.

    Read More ZIP Codes: Where the Wealthy LiveContinue

  • Concierge Medicine: Health Care for the Wealthy
    Time, Body & Mind

    Concierge Medicine: Health Care for the Wealthy

    ByLogan Pierce May 13, 2026October 1, 2026

    Concierge medicine spans a 20-fold price ladder from $1,800 to $40,000 a year. Same label, different products. Here’s what each tier actually buys — and where the real cutoffs are.

    Read More Concierge Medicine: Health Care for the WealthyContinue

  • HENRY: $500K and Still Paycheck-to-Paycheck
    Money & Structures

    HENRY: $500K and Still Paycheck-to-Paycheck

    ByLogan Pierce May 12, 2026October 1, 2026

    A 2025 Goldman survey said 40% of Americans earning over $500,000 live paycheck-to-paycheck. The math defends it. The framing does not. Here’s both.

    Read More HENRY: $500K and Still Paycheck-to-PaycheckContinue

  • A quiet private bank lending office at dusk: dark walnut paneling, a banker's desk with a green-shaded lamp, and a city skyline visible through the windows.
    Money & Structures

    Borrowing Against Wealth: Why the Rich Often Use Debt

    ByLogan Pierce May 11, 2026October 1, 2026

    SBLOCs let wealthy households spend without selling. The 25 richest Americans paid a 3.4% true tax rate. Here’s how buy-borrow-die actually works.

    Read More Borrowing Against Wealth: Why the Rich Often Use DebtContinue

  • A restrained Atherton, California estate at golden hour, seen from the public road behind a closed iron gate, framed by mature coast oaks.
    Money & Structures

    Tech Wealth: How Founders and Investors Live Differently

    ByLogan Pierce May 10, 2026October 1, 2026

    Tech wealth is equity, not salary. The top 4 of Forbes 2026 are tech founders. Five of the world’s 10 richest live within 15 miles in California.

    Read More Tech Wealth: How Founders and Investors Live DifferentlyContinue

  • The Million Dollar Question — four lettered answer cards A, B, C, D
    Million Dollar Question

    The Million Dollar Question: How many U.S. households actually have a net worth above $1 million?

    ByLogan Pierce May 9, 2026August 6, 2026

    About one in four U.S. households now has a net worth above $1 million — most of it locked up in a primary residence and a retirement account.

    Read More The Million Dollar Question: How many U.S. households actually have a net worth above $1 million?Continue

  • A 50-meter white motor superyacht at anchor in a Mediterranean cove at sunrise, soft warm light, calm water.
    Lifestyle & Things

    Yachts: Ownership, Charter, and the Real Cost of Life at Sea

    ByLogan Pierce May 8, 2026October 1, 2026

    Most yacht use isn’t ownership — it’s charter. Owning a superyacht costs 10–15% of value per year and only beats charter past 8–16 weeks of personal use.

    Read More Yachts: Ownership, Charter, and the Real Cost of Life at SeaContinue

  • Privacy: Why the Wealthy Value Invisibility
    Privacy, Protection & Risk

    Privacy: Why the Wealthy Value Invisibility

    ByLogan Pierce May 4, 2026October 1, 2026

    For the wealthy, privacy is operational infrastructure: LLCs, trust structures, data broker removal, social-media restraint. The actual systems and what they cost.

    Read More Privacy: Why the Wealthy Value InvisibilityContinue

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The Millionaire Glossary

Plain-language definitions of the terms that structure wealthy life — sourced, numerate, and dated.

  • Buy, borrow, die
  • Carried interest
  • QSBS
  • Step-up in basis
  • Accredited investor

Browse all terms →

The Numbers: the Forbes 400, 1982–2025 →

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