Liquidity: How Much Cash the Wealthy Actually Keep
Two 2026 studies put high-net-worth cash holdings at 24% and 5%. Both are right. What that gap reveals about how wealthy households actually manage liquidity.
Two 2026 studies put high-net-worth cash holdings at 24% and 5%. Both are right. What that gap reveals about how wealthy households actually manage liquidity.
Private banking isn’t fancy checking. At J.P. Morgan and Citi the real minimum is now around $10 million — and the perk that matters is cheap credit, not better deposit rates.